Thc Credit V1 91 64
Thc Credit V1 91 64
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For the problem, use your knowledge of the apothecary system and can solve the following problems: A medicine of cost $6.30 has a list price of $1.00. The cost of the medicine has been reduced 70 percent. If the cost of the medicine is $.70, its present discounted value is $5.95.
(2)Assume that your account in a financial institution is $2,000. You are planning to travel in a few months and will be carrying a credit card issued by the institution. You will carry the card as usual but make no purchases. You wish to know the present value of your credit card account after you travel. If the interest rate is 18 percent, how much money will you have to have invested to obtain the amount in your account? If the interest rate is 5 percent, how much money will you have to have invested to obtain the amount in your account?
The present value of a future stream of payments (the „payback“ of a debt) is equal to the repayment of the principal and interest in the time frame the payments will occur. However, when finding the present value of a cash payment, cash is discounted as if it were already received. The difference, of course, is that the payments on a debt come at a future point in time while cash is a one-time event. The present value of a loan can be viewed as the amount a lender would be willing to accept as a lump sum for a certain amount of money that the borrower will pay back at some future point in time.
In general, the present value of a stream of payments can be found by calculating the present value of the future payments, multiplying the present value by the number of payments, and then adding the product to the present value of the first payment.
excerpt from fig 2005 08 09 101766114400040982 BSNL – CREDIT THURSDAY – Payments Institutions – Creditors – Depositors – Branches – Retail Mandates.
4)Suppose you are purchasing a $900 carpet at 1/4 the list price. You buy it at the full list price by pay ing for it with your credit card. You then deduct $600 at the time of purchase. The cost of the carpet is $200, and the discount was 50 percent. Subt
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